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When life throws an unexpected expense at you, our affordable loans may be the answer. Our aim is to ensure you feel heard, cared for, respected, and supported to meet your needs.Looking for Christmas food and gift support? If debt is building up, you’re having trouble paying your rent, buying food for your family or simply feeling overwhelmed by your financial situation — help is available. Or we may make a financial mistake and not know how to recover. Summerland Bank acknowledges the Traditional Custodians of the land on which we live and work in Australia.

A simple loan with redraw and a low ongoing rate. Certainty of a fixed rate, the flexibility of a variable rate or a mix of both. Our upgraded Internet Banking experience is now live. These calculations do not account for potential additional fees and charges, such as default charges, which online pokies may be incurred.

Personal Loan

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Offer only available to new credit cards accounts. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Limited to cash held in a Summerland savings or fixed term deposit account. Loan reverts to applicable variable rate on maturity of the fixed period. Different terms, fees or other loan amounts might result in a different comparison rate. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special.

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Bad Credit Loans

Complete our online form and we’ll get back to you shortly. Our friendly Personal Finance team is based in Australia.They’re here to help with your loan application, assessment, and the management of your loan. Maximum repayment period of 36 months for each drawing. Everyone’s situation is different, find the cash option that best suits your needs below. If you earn over $500 a week and less than half is from Centrelink, you might be eligible for a Cashies loan. Cover repairs, rego, tyres or buy a new vehicle with a car loan

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Our help & support section has calculators, FAQs, system status and more. Minimum monthly payments apply during the interest free period. The interest rate is variable and subject to change.

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Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch. With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Lets you use the value of your home for a personal loan at a reduced rate. No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential.

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